General Questions
The section contains answers to general questions related to Financial Advice.
The initial meeting can last up to two hours, during which we delve into your goals, financial status, and personal circumstances. This provides an opportunity for us to build a connection and for you to determine if we align with your needs. Bringing your financial documents or copies thereof will expedite the process. This time investment ensures a thorough understanding of your objectives and helps us cater our services to meet your specific requirements.
In your initial appointment, we will determine the reasons behind seeking financial advice, identify your goals, and understand your expectations from us. To aid our assessment, kindly bring along relevant documents like photo ID, tax returns, details of current investments, loan and bank statements, copies of wills, insurance details, and/or a budget. These documents will help us tailor our advice to your specific needs and aspirations.
Your first appointment with SA Financial Planners comes at no cost to you.
Following your initial appointment, we will send you a client agreement detailing the services we will offer and our corresponding fees. We encourage you to thoroughly review and contemplate the agreement before signing and returning it to us. Take all the time you need as we understand the importance of making an informed decision. Typically, clients take one to two weeks to assess our agreement and reach a conclusion. Rest assured, once we receive your signed client agreement, we will promptly commence our services. Your satisfaction and understanding are paramount, and we are here to support you every step of the way.
While we do not offer accounting services, we are happy to collaborate with your existing accountant or provide a referral if you do not have one. Similarly, we are not attorneys and do not engage in legal work. We will gladly work with your current legal advisor or refer you to one if you do not already have representation. Our primary focus is on providing expert financial advice and solutions tailored to your specific requirements.
Investment Management
The section contains the information related to Investment Planning and Strategy.
As part of our investment consultation services, we offer valuable information on various investment vehicles, thorough investment analysis, strategic recommendations, and assistance with asset selection and portfolio design. We understand that you may already have an investment account with another broker, and we are here to provide guidance and support in managing it effectively.
Our team of experts is dedicated to empowering you with the knowledge and tools needed to make informed investment decisions. We leverage our industry expertise to help you navigate the complexities of the investment landscape, ensuring you have a well-designed portfolio that aligns with your financial goals and risk tolerance.
Whether you are seeking advice on investment options, analysing market trends, or seeking support for your existing investment account, we are here to provide the guidance and expertise you need to make sound investment decisions and maximise your financial potential.
SA Financial Planners conducts a comprehensive assessment of each client’s unique circumstances, enabling us to construct an Investment Policy and detailed Implementation Plan. We approach this process with utmost thoughtfulness, attention to detail, and unwavering consistency.
Our primary objective is to safeguard and nurture your wealth legacy. With a focus on your long-term financial goals, we strive to create a tailored investment strategy that reflects your aspirations. By carefully considering your needs, risk tolerance, and market dynamics, we develop a plan that aligns with your vision.
We present the Investment Policy and Implementation Plan to you for review, consideration, and approval. This collaborative approach ensures that you are actively involved in shaping your financial future while benefiting from our expertise and dedication to your success.
At SA Financial Planners, we operate under a transparent and regulated pricing structure. Our fees include the regulated product commissions and charges. Additionally, we levy a service fee of R100 per month for Medical Aid and Short-term insurance, as well as R50 per month for GAP cover.
Please note that while some of the service fees are collected directly by the insurer, we also collect a portion of the service fees. This ensures that we can provide comprehensive support and personalised services to our valued clients.
Our commitment to transparent pricing allows you to have a clear understanding of the costs involved, enabling you to make informed decisions about the services we provide. At SA Financial Planners, we believe in providing fair and reliable pricing that aligns with the value and expertise we deliver.
At SA Financial Planners, we firmly believe in the power of a well-diversified portfolio that is carefully structured and executed. Such an approach enhances the likelihood of achieving better and more stable performance across various market cycles. By leveraging our expertise, we guide investors towards thoughtful investment strategies that aim to withstand market fluctuations and deliver long-term success.